Virginia Commonwealth Bank has partnered with Lending Club, a trusted credit
Lending Club is the world’s largest online credit marketplace.1 They use technology to operate a credit marketplace at a lower cost than traditional bank loan programs, passing the savings on to borrowers with lower rates. Hundreds of thousands of customers have used a personal loan to eliminate their high interest debt, kick-off a home improvement project or make a major purchase. Learn why more borrowers everyday are choosing a loan through Lending Club.
Fast and easy application
Fixed and affordable rates with no hidden fees
Prepay and save
Single, convenient monthly payment
A+ rating with the Better Business Bureau
Click here to check out rates and apply today!
FREQUENTLY ASKED QUESTIONS
I got a letter in the mail promoting Lending Club. What is Lending Club?
VCB has partnered with Lending Club, a trusted credit marketplace, to provide its customers a lower-cost alternative to a traditional personal loan. Lending Club is the world’s leading online marketplace for connecting borrowers and investors. They are transforming the banking industry to make it more transparent, efficient, and customer-friendly.
How do I get a loan from the direct mail offer?
Applying for a loan through Lending Club is fast, easy, and confidential.
1. Visit http://myinstantoffer.com/vcb
Who will service my loan if I borrow through this program? Who can answer my questions?
Lending Club will service your loan, therefore, you would manage your account through their website and contact them directly with any questions. VCB Bank has arranged a dedicated Lending Club customer service desk for our customers. If you have questions, please contact this special customer service team at 1-844-816-3921. 3
Can I make a payment on the loan at any VCB branch?
No, all payments must be made directly through Lending Club. Once you are a Lending Club customer, payments are automatically deducted from your bank account, and you’ll receive an email reminder a few days beforehand so you can make sure the money is there. You also have the option of opting out of automatic payment and paying by check if you prefer.