Virginia Commonwealth Bank
 
 

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Consumer Credit Cards

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you!

Visa® Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically 1
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa® Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically 2
  • No caps or limits on points earned
  • $50 cash back with your first purchase
  • Low annual fee

Visa Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster
  • Enjoy the everyday convenience of a non-rewards card

Visa College Rewards

  • For college students
  • Earn 1 reward point for every $1 in net purchases
  • Receive 1,000 bonus rewards points with your first purchase
  • Low rates and manageable credit lines

Visa Secured Card

  • Improve your credit 3
  • Low annual fee
  • Flexible credit lines based on a security deposit ranging from $300 to $5,000

Apply here for VCB Credit Cards.

or visit your local branch for an application.

Business Credit Cards

Our Visa Business credit cards come with a variety of important business features including award-winning expense management tools, free employee cards, and added security benefits.

Visa Business Bonus Rewards Card

  • Get 25% more on all points earned every month, automatically 1
  • No caps or limits on points earned
  • $25 cash back with your first purchase

Visa Business Bonus Rewards PLUS Card

  • Get 50% more on all points earned every month, automatically 2
  • No caps or limits on points earned
  • $50 cash back with your first purchase
  • Low annual fee

Visa Business Platinum Card

  • Our best introductory APR offer
  • Save on interest and pay down your other credit card balances faster

Apply here for VCB Credit Cards

or visit your local branch for an application.

1 The 25% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 25% (0.25) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.25 points)

2 The 50% more in bonus rewards consists of 1 Reward Point for each dollar of Net Purchases plus an additional 50% (0.50) in points awarded based upon the total points earned on Net Purchases within a billing cycle (total 1.5 points)

3 Late payments and going over the credit limit may damage your credit history