Virginia Commonwealth Bank

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BENEFITS First Free Checking First Interest Checking
Prime Connection
Classic 55 Free Interest Checking
Free Mobile Banking 1
Free Online Banking and Bill Pay
Minimum Balance Requirement
$1,500 minimum daily balance or $5,000 total combined deposit balances or $10,000 outstanding balance on a line of credit or other loan, or any mortgage balance
Interest Bearing  
Monthly Maintenance Fee
$8 if minimum not met or no direct deposit
$10 if minimum not met
None for seniors age 55 or better
Minimum Opening Deposit
Free VCB ATM / Debit Card
Free non-VCB ATM Transactions **
4 per month
($2 each additional)
6 per statement cycle
($2 each additional)
8 per statement cycle
($2.00 each additional)
6 per statement cycle
($2 each additional)

Withdrawls and Checks

Free Check Images
Free e-statements
Free Telephone Banking

Free Financial Planning Analysis

Discount on Annual rent of VCB safe deposit box

** VCB will not charge you VCB's fee for domestic ATM withdrawals from non-VCB ATMs with the number of withdrawals determined from the type of account. The ATM owner may charge a fee. ˆ If requirements are not met, you will be charged the monthly service fee.


1 Message and data rates may apply from your wireless carrier.
2 Contact and ATM information not available with Text Message banking.

Since Virginia Commonwealth is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.