Virginia Commonwealth Bank

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Business Lending with Virginia Commonwealth Bank

Commercial Lending

VCB can offer credit tailored to the unique needs of your business, and we specialize in small businesses.

  • Secured Lending
  • Operating Capital Lines of Credit Secured by Current Assets
  • Long-term Loans for capital improvements
  • Equipment financing
  • Seasonal financing
  • Owner Occupied Real estate financing
  • Investor/Income Producing Real estate Financing
  • Commercial Construction Financing & Mini-perms
  • Commercial A& D financing
  • Residential Builder Lines of Credit
  • Long term fixed-rate financing with Swap products to hedge interest rate exposure.

For more information contact one of our local commercial loan officers.

Mike Stewart 804.518.2631 NMLS# 783975
John Jones 804.518.2659 NMLS# 783974
William D. Pollard 757.942.3000 NMLS# 421352
Tim S. Murphy 804.285.2378

Credit Cards

Are you looking for a rewards card that earns automatic bonus points on every purchase, every month? Or maybe you prefer a card to pay down your balances on other credit cards faster or to save on interest. Whatever your needs, we have a credit card that’s right for you!

Learn more VCB Credit Cards

See the homes VCB has for sale.


Since Virginia Commonwealth is a small bank, dedicated to serving the needs of our local communities, deposit accounts and loan applications are accepted only from residents of the communities served by our branch offices and their surroundings.